How To Pawn Jewellry For A Loan
How to pawn jewelry for a loan is a common question, especially when you need quick access to cash. At Accurate Precious Metals Refineries, we offer an alternative that often provides more value than traditional options. Instead of pawning your jewelry and paying interest on a loan, consider selling your items directly to us. By working with our refinery, you eliminate the middleman and receive a fair market price based on the current value of your gold, silver, diamonds, or watches. Our process is simple and transparent, so you do not need to haggle or worry about hidden fees.
If visiting in person is inconvenient, our mail in service lets you sell from home without hassle. Start by filling out our secure online form, and we will guide you through each step. We ensure that every transaction remains clear and straightforward for your peace of mind.
Choosing Accurate Precious Metals Refineries means working with professionals who understand the emotional and financial aspects of selling valuable items. We treat each client with respect and provide honest evaluations based on industry standards. If you want an easy way to turn your jewelry into cash without the drawbacks of pawning it for a loan, fill out our mail in form today. Discover how simple it can be to work directly with a trusted refinery team.
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Sending your items to us is simple and secure. We provide all the supplies you need, including a prepaid express shipping label and sturdy packaging at no cost. If you prefer, we can email you a prepaid label so you can print it and use your own box. Every package receives full tracking and insurance from the moment it leaves your hands until it arrives safely at our state-of-the-art facility. This way, you know exactly where your valuables are throughout the process. Our team handles each item with care from start to finish, making sure your experience is easy and worry-free. Whether you use our packaging or your own, we aim to make mailing in your jewelry straightforward and safe every step of the way.
At Accurate Precious Metals, we simplify the process of selling your gold, silver, and diamonds.
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With over 1,000 5-star reviews, Accurate Precious Metals demonstrates its relentless pursuit of outstanding quality and service.
Fully Insured
Accurate Precious Metals offers up to $50,000 in insurance for every shipment. Terms and conditions apply
Accurate Appraisal
At Accurate Precious Metals, our skilled appraisers meticulously assess your items to ensure you receive the highest possible payout.
An Easy Way to Sell Your Gold, Silver, Diamonds, and Luxury Watches with Accurate Precious Metals
Gold Calculator for Informational Purposes
This calculation is for informational purposes only and is not the amount you should expect to receive. It provides the highest melt value of the gold today and is not an estimate of what we will pay. Your offer will depend on your appraisal.
Recently Purchase Pieces
At Accurate Precious Metals, we stand by our commitment: if you’re not satisfied with our offer for any reason, simply decline it, and we’ll return your items, no questions asked.
14k Cuban Chain
$6,265
18K Franco Link Chain
$5,225
14K Wedding Band
$1,135
18k Diamond Bracelet
$2,165
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Wonderful gentle men, wonderful atmosphere and very comfortable seating area. The team is very good at communicating with you on when you are next and who will be able to help you! Highly recommend going to them. You can tell they habe … More several long time customers and that's great to see!
Why Choose Accurate Precious Metals: Eliminate the Middleman and Get More for Your Gold
When you send your gold to pawnshops, jewelry stores, “we buy” shops, or other mail-in gold services, you often get less because many of them turn around and sell to us. At Accurate Precious Metals, we’re the refinery, cutting out the middleman so you get more for your gold. With over 12 years of experience and hundreds of millions in transactions, we’ve earned a national reputation for integrity and reliability. Our payouts are designed to be competitive and optimized for every lot, ensuring you receive the true value of your metals without hidden adjustments. Choose Accurate Precious Metals for consistent, dependable results—built on honesty, not empty promises.
A Message from the Founder of Accurate Precious Metals
At Accurate Precious Metals, we do more than trade in diamonds and precious metals—we prioritize integrity, trust, and respect in all we do. Our pledge is clear: we strive to offer a fair price that genuinely reflects the worth of your treasured possessions. We recognize that our offer may not always align with your expectations.
Our commitment is simple: if you’re not satisfied with our offer, there’s no need for lengthy explanations or hidden terms. Simply decline, and we’ll return your items to you. We deeply value the sentimental significance of your items and want you to feel completely confident in your decision. Thank you for choosing Accurate Precious Metals as your trusted partner on this journey.
More Than 100,000 Satisfied Customers Served
Selling Gold FAQs
What is the cost of an appraisal?
At Accurate Precious Metals, our service is entirely free. We offer complimentary shipping** and a no-cost appraisal.
Can I change my mind after receiving an offer?
Yes, you’re under no obligation. If you’re not satisfied with the offer from Accurate Precious Metals, you can decline it and have your items returned, though return shipping fees** may apply. The offer is only finalized once you accept it.
Are my items insured during shipping with Accurate Precious Metals?
Yes, all shipments are insured as outlined in our mail-in policy, which we advise reviewing before shipping. We provide high-security mailers and box supplies for customers to use, designed to keep your valuables secure throughout the shipping process. You can track your shipment at every stage until it reaches our facility, which is monitored 24/7 by closed-circuit security cameras.
Will it cost me to get my items back if I decline the offer from Accurate Precious Metals?
Yes, All returns and canceled offers include free return shipping with insured coverage up to the lesser of the lowest offer price or $1,000, ensuring your items are protected and tracked during transit.
Does Accurate Precious Metals accept dental scrap, and is shipping it secure?
Absolutely, we purchase all types of dental scrap made of gold or silver, such as crowns, bridges, PFMs, PFGs, inlays, and caps—whether they include bone or porcelain or not. These materials meet the safety standards set by OSHA, DHS, and the EPA for shipping, ensuring a secure process.
Will Accurate Precious Metals purchase silver or sterling silver items?
Yes, we gladly accept sterling silver jewelry, flatware, and serving pieces. If you’d like to sell your items, simply ship them to us using our prepaid and insured shipping label, and we’ll provide you with an offer for your materials. For heavy or large items, we can assist by delivering free supplies—just contact a staff member, and we’ll coordinate the delivery of larger security boxes and labels to you.
Can I sell gold or silver coins to Accurate Precious Metals?
Yes, we purchase gold coins and silver coins, along with jewelry, silverware, and other items. When you send us your gold or silver coins, our team will authenticate them and provide a fair market offer—please refer to our mail-in policy for details. Hint: Shipping coins isn’t typically covered by our free shipping due to their weight and high value, but if you give us a call, we might be able to arrange something for you.
Does Accurate Precious Metals purchase diamonds?
Yes, we buy diamonds at Accurate Precious Metals. If your items include diamonds, our expert appraisers, including a GIA graduate on staff, will evaluate them based on the 4 C’s—color, cut, clarity, and carat—to ensure accurate offers and the highest payouts. Due to our high volume of transactions as a refinery, we do not provide a stone removal service.
Is Accurate Precious Metals a legitimate business?
Yes, Accurate Precious Metals is a trusted and reputable company, founded in 2012 and maintaining a strong reputation for many years. We proudly hold an A+ rating with the Better Business Bureau and over 1,000 5-star Google reviews. We offer a secure and reliable way to ship and sell your gold, silver, diamonds, and platinum, with protected shipping, full tracking, and fair market payouts. With over $250 million in transactions since our founding, we’re nationally competitive, eliminating the middleman so you get more for your money by coming straight to the source instead of going through other companies that sell to us. As a refinery, we are the source these other companies sell to, ensuring you receive higher payouts by dealing directly with us.
Which luxury watch brands does Accurate Precious Metals buy?
We acquire a wide range of luxury Swiss watches, including brands like Rolex, Cartier, Omega, Audemars Piguet, Patek Philippe, Hermès, Tiffany & Co., TAG Heuer, Richard Mille, Longines, Vacheron Constantin, and Breitling. If you have a watch you believe may be valuable but isn’t listed here, feel free to contact us directly at 503-400-5608 or email us at info@accuratepmr.com for assistance.
How quickly will I receive payment from Accurate Precious Metals?
Payouts are generally processed within 24 business hours. In many cases (though not guaranteed), payments via PayPal, wire, or Zelle may be completed the same day. Your chosen shipping method, the date you ship your items, your preferred payment method (such as check, wire, Zelle, PayPal, or others), and how promptly you accept our offer all affect the timeline for appraising and purchasing your valuables. Check, Zelle, and PayPal payments are free, but please refer to our mail-in policy for any fees that might apply to other payment methods.
What occurs after I accept the offer from Accurate Precious Metals?
Once you accept our offer, payment will be issued to you promptly many times same day (though not guaranteed).
How does the payment process work at Accurate Precious Metals?
We offer several convenient payment options as part of our Payment Disbursement Policy:
- USPS First Class Mail (no additional cost)
- Direct Deposit ($35.00 processing fee)
- Express Check (2-3 days, $20.00 shipping fee)
- Overnight Check ($45.00 shipping fee)
- Wire Transfer (requires banking details, $40.00 fee)
- PayPal (no fee from us, but PayPal charges a 3.49% fee + $0.50 service fee)
- Zelle (no additional cost)
How can I be sure my materials are secure during shipping and at your facility with Accurate Precious Metals?
We take every precaution to keep your items safe. During shipping, all items are insured as outlined in our mail-in policy. Once they arrive, our facility—monitored by 50 high-resolution cameras—follows strict checkpoints and receiving policies to safeguard your materials and our company. All packages are opened under camera surveillance, and items are stored overnight in vaults, each weighing over 1.5 tons. Plus, all items remain insured while in our facility, so you can feel confident in their security.
What should I do if I’m not satisfied with the offer from Accurate Precious Metals?
If you’re not pleased with our offer, you can decline it, and we’ll return your valuables to you promptly, though a nominal return shipping fee may apply (estimated at $5 to $15 depending on the item’s value; for items over $3,000, the fee may be higher due to insurance coverage). All returned items will be tracked—please refer to our mail-in policy for further details.
Am I allowed to ship my valuables to Accurate Precious Metals using my own packaging?
We strongly recommend using our mail-in service, which includes complimentary shipping labels and insurance, for a seamless transaction and better tracking. However, if you prefer to ship your items to our facility on your own, we advise insuring your package for its estimated value and choosing a reliable carrier like USPS, FedEx, or UPS that offers tracking. Please notify us prior to shipping so we can keep an eye out, and we’d prefer to create a reference ID to help identify your items, as we handle a high volume of shipments. If you opt to ship independently, please review sections 6.1.3 and 6.1.5 of our terms and conditions for guidance.
What if my materials don’t fit in the provided shipping supplies from Accurate Precious Metals?
Not to worry—we can handle shipments of any size, whether small or large. Simply reach out to us at 503-400-5608 or email info@accuratepmr.com, and we’ll assist you in arranging the appropriate shipping solutions.
Does Accurate Precious Metals buy broken gold jewelry or other damaged jewelry pieces?
Yes, we’ll purchase any jewelry containing gold, silver, diamonds, or platinum, regardless of its condition. The value is determined by the weight and purity of the materials, not their physical state.
What types of items can I send to Accurate Precious Metals for evaluation?
We accept a wide range of items containing gold, silver, or platinum, such as anklets, bracelets, brooches, chains, charms, clasps, coins, dental scrap (gold or silver), earrings, gold solder, ingots, links, necklaces, nuggets, pendants, pins, rings, shot, watches, bands, wire (gold or platinum), and much more! All karats are welcome, including 8K, 9K, 10K, 14K, 15K, 18K, 22K, and 24K. If you’re uncertain about an item’s eligibility, feel free to send it to us for our experts to assess, or give us a call at 503-400-5608—we might be able to help over the phone. Check our mail-in policy for a comprehensive list of accepted items.